Rent and Mortgage
Forgiveness Plans

Meet a new financial safety net for income disruptions. For landlords and lenders, renters and homeowners.

Get paid to give second chances.

Care for your residents and homeowners while creating and protecting revenue.

A new revenue stream built on providing safety
Generate income while protecting your residents and property owners.
Backed by top rated insurance carriers
Partner with industry-leading insurers for reliable peace of mind.
You get paid directly,
fast and simple
Streamlined payment process with direct compensation to you.
Reduce eviction and legal costs
Minimize expensive legal proceedings and keep communities stable.
DenZen handles all claims and payouts
Complete claims management service - we handle the complexity for you.
Built to keep people in their homes.
Supporting housing stability and community resilience.
For Properties & Operators

Safeguard cash flow with built-in protection

Turn resident protection into a competitive advantage while securing your revenue stream.

Guaranteed rental revenue

Protect cash flow during resident income disruptions automatically.

Premium amenity advantage

Differentiate your properties with a modern safety net that tenants notice.

New revenue stream

Generate incremental income through embedded coverage.

Seamless integration

Works alongside existing state benefits—no conflicts.

Modern apartment building
For Mortgage Writers & Servicers

Protect portfolios while supporting homeowners

Help borrowers weather income disruptions while maintaining steady loan performance.

Modern home

Lower default risk

Reduce foreclosures and maintain portfolio health proactively.

Steady payment streams

Keep homeowners current on mortgages when they need it most.

Build borrower loyalty

Show borrowers you care about them beyond the loan.

Simple integration

Can seamlessly fit into your existing servicing applications.

For Service Providers

Embed care into your platform

PMCs, servicers, and platforms partner with DenZen to deliver differentiated value and deeper client relationships.

Portfolio-wide coverage

Protect entire multifamily portfolios with comprehensive, scalable protection.

Enhanced experience

Differentiate your offering with resident-first benefits that drive satisfaction.

Cross-functional value

Drive impact across leasing, operations, marketing, and finance teams.

Stronger relationships

Build deeper client loyalty by putting people and communities first.

Rapid deployment

Go from contract to coverage in days, not months, with seamless integration.

API-first platform

Embed directly into your platform with our modern, developer-friendly APIs.

Transparent Pricing

Simple, affordable protection that scales with you

Choose the coverage level that fits your needs. Premiums as low as 2% of your rent or mortgage payment per month.

Cozy

Essential protection for peace of mind

2%of rent monthly
1 month of coverage

Comfy

Enhanced protection with extended coverage

3%of rent monthly
2 months of coverage

Complete

Comprehensive coverage for maximum security

4%of rent monthly
3 months of coverage

Ready to protect your portfolio?

Let's discuss how DenZen can work for your organization.