1. Acceptance of Terms
Welcome to DenZen, Inc. ("DenZen," "we," "us," or "our"). By accessing or using our website at denzen.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.
2. Description of Service
DenZen is developing an insurance platform that will provide income disruption insurance for rent and mortgage payment forgiveness programs. Currently, our Website provides information about our upcoming services and allows visitors to:
- Learn about DenZen and our planned services
- Submit contact information and inquiries
- Sign up for updates and notifications
- Access informational content and resources
Please note that insurance services are not yet available. These Terms will be updated when insurance products become available for purchase.
3. Use of Website
You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the Website. You must not:
- Use the Website in any way that causes, or may cause, damage to the Website or impairment of its availability or accessibility
- Use the Website in any way that is unlawful, illegal, fraudulent, or harmful
- Use the Website to transmit or send unsolicited commercial communications
- Use the Website to submit false, misleading, or inaccurate information
- Attempt to gain unauthorized access to the Website, servers, or networks connected to the Website
- Use automated systems or software to extract data from the Website ("scraping")
4. User Submissions
When you submit information through our contact form or other communication channels, you grant DenZen a non-exclusive, worldwide, royalty-free license to use, reproduce, and process that information for the purposes of:
- Responding to your inquiries
- Providing requested information about our services
- Improving our Website and services
- Sending you updates and communications (with your consent)
You represent and warrant that any information you submit is accurate, not confidential, and does not violate any laws or third-party rights.
5. Intellectual Property
All content on the Website, including but not limited to text, graphics, logos, images, videos, software, and design, is the property of DenZen, Inc. or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from the Website without our prior written permission.
6. Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by DenZen. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that DenZen shall not be responsible or liable for any damage or loss caused by your use of any such third-party content or services.
7. Disclaimer of Warranties
THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that the Website will be uninterrupted, error-free, secure, or free from viruses or other harmful components. Any material downloaded or obtained through the use of the Website is done at your own discretion and risk.
8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, DENZEN, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- Your access to or use of or inability to access or use the Website
- Any conduct or content of any third party on or through the Website
- Any content obtained from the Website
- Unauthorized access, use, or alteration of your transmissions or content
9. Indemnification
You agree to indemnify, defend, and hold harmless DenZen, Inc., its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with:
- Your access to or use of the Website
- Your violation of these Terms
- Your violation of any third-party right
- Any information you submit through the Website
10. Privacy
Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.
11. Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes, we will provide notice by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Delaware for the resolution of any disputes.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and DenZen, Inc. regarding the use of the Website and supersede all prior and contemporaneous written or oral agreements.
15. Contact Information
If you have any questions about these Terms of Service, please Contact us:
DenZen, Inc.
Email: legal@denzen.com
Website: Contact Form